Jeffrey Epstein Planned Inheritance, Marriage With Karyna Shuliak

In the months before his arrest on sex-trafficking charges, Jeffrey Epstein indicated he had decided to finally settle down.

A handwritten note on a financial document, which the longtime bachelor signed two days before his suicide in jail — which was included in the Justice Department’s Epstein files made public Friday — says that Epstein had given then-girlfriend Karyna Shuliak a 32.73-carat diamond ring “in contemplation of marriage.”

Upon his death, Epstein also planned to give his fiancée $100 million and his homes, including his Manhattan mansion, Paris apartment, New Mexico ranch, and two private islands in the US Virgin Islands.

The details are described in a document known as The 1953 Trust, in which the well-connected financier and convicted sex offender laid out who would receive his assets — at the time valued at $630 million — following his death.

He signed the document on August 8, 2019, while he was jailed in Manhattan on federal sex trafficking charges, and it was finalized later in August. While its existence was referenced in his publicly available will and in litigation over his estate in the US Virgin Islands, the contents had remained secret in the years following his death.

The 1953 Trust superseded another financial planning document, called the Jeffrey E. Epstein 2019 Trust, which was dated to January of that year. Redacted versions of both documents were published in part of a trove of Epstein files made public through the Epstein Files Transparency Act.

Taken together, the two trusts’ documents offer insight into the disgraced financier’s close circle, including Shuliak, as well as his relationship with ex-girlfriend Eva Andersson Dubin and her eldest daughter.

Nothing in the documents suggests wrongdoing by any of the listed names, many of whom have been previously identified as Epstein associates and have publicly condemned his behavior.

The 1953 Trust has not gone into effect. It was designed as a “pour-over trust,” which would disburse Epstein’s assets after his estate’s matters had been settled.

Epstein’s estate had about $127 million in assets remaining as of September 2025, according to the most recent publicly available quarterly accounting. Since Epstein’s death, the estate has been mired in litigation and dealings with creditors. It has paid out $125 million to over 100 victims as part of a compensation program and hundreds of millions of dollars more for taxes, victim settlements, and other expenses.

Shuliak, a dentist, is the largest beneficiary of The 1953 Trust. She is the last person outside of the Manhattan Correctional Center known to have spoken to Epstein. He spent 20 minutes in an unrecorded phone call with her the evening before his death, according to Bureau of Prisons records. Shuliak didn’t respond to Business Insider’s requests for comment.

Celina Dubin’s onetime inheritance

In the January 2019 trust, the largest beneficiary stood to be Celina Dubin, the eldest daughter of Andersson Dubin and hedge fund billionaire Glenn Dubin.

Andersson Dubin, a Miss Sweden winner turned physician, dated Epstein before she married Glenn. The couple has three adult children who grew up around a man they called “Uncle Jeff.” A representative for the family has previously said they were “horrified” by Epstein’s conduct and “would have cut ties instantly” if they were aware of it.

That trust would have given two of Epstein’s flagship properties — New Mexico’s Zorro Ranch and his estate in the US Virgin Islands — to Celina. She would have also received the trust’s balance after disbursements.

Business Insider also reported that in 2014, Epstein named Celina Dubin as the beneficiary of one of his trusts, and she was removed in 2015. A family representative told Business Insider at the time that the family was unaware of the trust’s existence. It was not the same vehicle as the January 2019 trust.

A representative for the Dubin family said Celia Dubin, as well as Andersson Dubin, renounced any potential inheritance from Epstein.

“Dr. Dubin never received any personal benefit from, and was unaware that she was named in, any Epstein trust,” the spokesperson said. “In April 2020 when she found out that she was listed as a contingent beneficiary, Dr. Dubin immediately signed a Renunciation and Disclaimer Form and submitted it to the trustees of Mr. Epstein’s estate.”

Celina Dubin’s name isn’t visible in The 1953 Trust, which replaced the January 2019 trust and is heavily redacted. Andersson Dubin is listed as a backup trustee if other possible trustees resign.

Epstein’s biggest beneficiaries

The documents show that before Epstein’s August 2019 death, he significantly increased many of his bequests.

The January 2019 trust included 32 bequests totaling nearly $225 million. The later 1953 Trust document lists 43 bequests totaling more than $330 million, including Shuliak’s $100 million.

Shuliak is by far the biggest beneficiary in The 1953 Trust: She would have received $50 million immediately and $50 million through an annuity, plus Epstein’s properties.

In a handwritten note on the document, Epstein said he gave Shuliak 48 loose diamonds, in addition to the engagement ring, which were hers to keep if the marriage was not consummated and Epstein died.

The next-largest beneficiaries in The 1953 Trust are Darren Indyke, Epstein’s longtime personal lawyer, who was set to receive $50 million, and Richard Kahn, his longtime personal accountant, who is set to receive $25 million. In addition to being co-executors, Indyke and Kahn were Epstein’s top picks to serve as the trustees.

Epstein said in the document that he planned to create a separate trust for Shuliak for operating expenses, as well as another trust for a person whose name is redacted. Both trusts would also be managed by Indyke and Kahn.

Indyke and Kahn “have never acted to put their own interests above their duties as co-executors,” said Daniel Weiner, an attorney representing the estate executors.

“Neither they nor any of the other more than 40 beneficiaries will receive any money from that Estate unless and until all creditors and claims on the Estate have first been satisfied in full, including claims for compensation made by women who suffered abuse at Mr. Epstein’s hands,” Weiner told Business Insider in an email.

Shuliak, Indyke, and Kahn are each first in line to receive the leftover funds from Epstein’s estate, followed by seven people whose names are redacted, who would each receive between $3 million and $10 million.

Many of the non-redacted names in both documents are Epstein’s employees, including his housekeepers and private jet pilots. Others are academics who spent time with Epstein and who previously received research funding from him.

British socialite Ghislaine Maxwell — who was found guilty of trafficking girls to Epstein for sex and is serving a 20-year prison sentence — was to receive $10 million under the final trust. Her name wasn’t included in the earlier trust.

The 1953 Trust said Cecile de Jongh, the former first lady of the US Virgin Islands and an Epstein employee, would get $1 million.

Epstein’s brother, Mark Epstein, would receive $10 million to be held in a trust for his children.

“This is the first I’m hearing of it,” Mark Epstein told Business Insider.

Representatives for de Jongh and Maxwell didn’t respond to Business Insider’s requests for comment.

Both The 1953 Trust and Jeffrey E. Epstein Trust were subpoenaed by The US Attorney’s office in Manhattan as part of its investigation into Maxwell. They became public when copies of them were included in a batch of over 3 million pages published on the Justice Department’s website.

The 1953 Trust included a provision that no funds would be disbursed until at least two years after Epstein’s death, and employees would be barred from receiving money if Indyke or Kahn fired them.

In an email to prosecutors, an attorney for Indyke and Kahn said they wouldn’t try to scare any Epstein employees from cooperating with the criminal investigation.

“The 1953 Trust has not been and will not be used by the Co-Executors to suggest that any current or former employee who chooses to meet or provide information to law enforcement as part of any ongoing investigation will be retaliated against in any way,” the attorney said.