Author: Editor

After interviewing dozens of financially independent investors over the past five years, I’m convinced that one of the fastest ways to buy yourself more freedom — whether that means retiring early or simply gaining the option to stop working — is not to skimp out on coffee while meticulously tracking every dollar.It is to make more money.Laurie-Anne King, cofounder of the financial-literacy company Dow Janes, told me in 2022 that “earning money is one of the secret skills of people who are achieving financial freedom fast.”Rather than thinking, “Spend less so you can save more,” King and her cofounder, Britt…

When Cristina Estupiñán was job searching after a layoff, potential employers would ask about her enthusiasm for AI during interviews.Unfortunately, that enthusiasm was lacking.”I have to make up something about what excites me about AI because, frankly, nothing really excites me about AI,” Estupiñán, who worked in software development, previously told Business Insider.As more companies adopt AI tools — and more job postings mention the technology — employers are asking candidates to discuss AI during interviews. Job seekers don’t necessarily have to become AI evangelists, hiring experts say, though they should be prepared to explain how they’ve used the technology…

As many voters clamor for higher taxes on the ultrawealthy and corporations, many states have moved in the opposite direction: lowering taxes on high earners and raising them on everyday goods.A new analysis from the Institute on Taxation and Economic Policy shows how tax rates have changed since 1990. Top income tax rates have generally fallen, while sales and consumption taxes have increased. That’s meant taxes shifting from higher earners and corporations to what residents are buying. This reflects a shift in how lawmakers think about tax policy. Some states have pushed to flatten or eliminate income taxes, while sales…

It’s not the way they thought they’d be spending their older years: getting two tweens ready for school and scraping together meals from food banks.At the crack of dawn one Tuesday morning, 59-year-old Vicki Parisella bangs on her granddaughters’ bedroom doors. Silence from Myaliissa’s room; a whine from Tatiana’s. Minutes later, Tatiana drags her backpack into the living room.”Your shirt’s on backward,” Vicki tells the 11-year-old.As if Vicki flipped an on-switch, Tatiana zooms around the living room while Vicki’s husband, Sal, packs their lunches. Vicki braids Tatiana’s hair and helps her put on her shoes as Myaliissa, 13, gets dressed.…

Cepia Harper arrived for her shift selling sneakers at an Atlanta Nike store around dinner time.The 43-year-old spent the day teaching middle school English classes, grading papers, and checking in on her own three children. By the time she got to the store, she was ready to curl up on the couch, but she needed the part-time Nike gig to make ends meet for the month.It’s a contrast from where she was just two years ago. When reporters first spoke with Harper in spring 2024, she had just received her last $850 monthly check from a local basic income program…

This as-told-to essay is based on a conversation with Ben Mutz, 39, a retired Air Force officer who bought a home that wasn’t originally for sale in Oakwood, Ohio. Mutz used Unlisted, an app that allows prospective buyers to waitlist themselves on homes that are not yet on the market. The following has been edited for length and clarity.I’m recently engaged, and we’re blending families, so I’m going from a three-bedroom home to a six-bedroom home. Our community’s pretty small, with about 1,200 homes.There aren’t a whole lot of six-bedroom homes in our neighborhood — we’ll have five kids between…

Former President Joe Biden attends the dedication ceremony for the opening of the Barack Obama Presidential Center on June 18 in Chicago. Scott Olson/Getty Images hide caption toggle caption Scott Olson/Getty Images Former President Joe Biden will not appeal a court ruling allowing the Trump Justice Department to release transcripts and tape recordings of the Biden’s conversations with his ghostwriter. Biden’s lawyers filed a notice of voluntary dismissal Friday in a related case that has the effect of ending the legal battle. The result is a win for the Heritage Foundation, a conservative think tank that sued in order to publicize…

This as-told-to essay is based on a conversation with Teri Carlyle, 58, who lives with her sister and father in Vallejo, California. Carlyle said the multigenerational living arrangement has worked well for them and allowed the family to cut costs. This interview has been edited for length and clarity.I’ve had an amazing life. I knew my great-grandparents, so I know what it looks like to age with dignity and grace. My grandparents were loving and supported us. I’ve traveled the world, and I’m a director of finance and operations at a nonprofit.My parents were married for 64 years when my…

A FedEx worker walks past his truck in the North Beach neighborhood on June 23, 2026 in San Francisco, California.Heather Diehl | Getty ImagesAs demand rises for specialized medications like GLP-1s, logistics companies including UPS and FedEx are adapting their strategies to be able to better ship and store those pharmaceuticals. Most injectable GLP-1 medications, including Novo Nordisk’s Ozempic and Wegovy and Eli Lilly’s Mounjaro and Zepbound, require refrigerated storage for shipment. The Covid pandemic put healthcare logistics at center stage in 2020, as the shipping of temperature-controlled vaccines quickly became a crucial part of keeping the virus at bay.…

When my wife and I moved from Calgary to Nelson, British Columbia, in 2017, we were mostly thinking about our kids. We wanted them to have space, freedom, and a childhood spent outdoors in nature rather than in a car seat during rush hour.What I didn’t think much about, though, was what the move would do to my career.After we moved, I was fortunate enough to keep my corporate job and go fully remote. Over the years that followed, I made a series of choices that, from the outside, probably look like a career stalling out. Instead of working long…