Alexis Berger is the owner of Camp Canine, a dog daycare, walking, and grooming business based in Toronto. As her business grew, she needed a payment system that could keep up with a fast moving business. The wireless Chase Payment Solutions Canada terminal now moves with her team. “It’s really great when you’re dealing with handing over a dog and a leash. The wireless terminal moves with us, and it’s really easy for the client just to tap,” Berger says.
She’s not alone. Canada is a country of small business owners, with 1.10 million employer businesses in the country. Out of these, 98.2% are small businesses, according to Innovation, Science and Economic Development Canada.
What challenges are Canadian small businesses facing?
In recent years, new needs have emerged from both business owners and buyers. Rising costs are one of the biggest challenges to small business owners, which are feeling the pressure from trade tensions between Canada and the United States.
According to a 2026 Canadian Small Business Report from Merchant Growth, 38% of affected businesses are reporting higher costs for goods and supplies, 27% are reporting lower revenues, and 23% are saying they absorbed higher costs because they couldn’t raise prices.
There has also been a meteoric rise of Canadians leaving their wallets home and only carrying their phones. That means contactless and mobile payments have skyrocketed with a 40% year-over-year growth in mobile contactless payments.
Canadians aren’t playing around: If their preferred method of payment isn’t available, they’re happy to walk away.
Running a small business means using tools that offer cost predictability and reliability. Chase Payment Solutions Canada is a payment-processing and point-of-sale (POS) provider for merchants with more than 20 years of experience serving Canada’s business community. It offers point-of-sale terminals, payments, and pricing solutions that can provide some consistency in a turbulent trade environment.
The technology and reporting runs in the background so that small business owners can focus on simple, scalable, and long-term growth. Small business is one of its core customer segments, allowing owners to find the payment solution support they need.
Why are my credit card processing fees so high?
Credit card processing fees can be confusing, with different rates, transaction charges, and additional costs making it hard to know exactly what you’re paying for.
A clear fee breakdown spells out each charge, explains when it applies and show how costs add up. Chase Canada offers competitive, transparent pricing with a clear breakdown of fees and no hidden costs.
What should I look for in a point-of-sale system?
When sourcing the right POS terminal for your small business, look for one that not only accepts payments, but can manage sales and inventory, along with reporting and support.
The Chase POS does all of this. Instead of making your customer come to you, you go to them with the portable terminal and point-of-sale system. It also accepts all major credit cards, Interac® debit cards, contactless chip cards, mobile wallets, and online payments.
You can also add products and pricing to a catalogue, track inventory, and get real-time reporting via user friendly dashboards in the POS Merchant Portal. This automates bookkeeping and inventory tracking while capturing and converting mobile-first browsers into shoppers, helping Canadian small business owners cut operational costs.
How do I connect my payments to bookkeeping?
Chase Canada can help simplify your daily tasks by automatically importing your card payments, refunds, fees, chargebacks, and settlement deposits into the QuickBooks® Online bookkeeping accounts of your choice. While your customers are paying, the terminal is syncing with the Chase POS Merchant Portal, tracking cash and card sales, and syncing with QuickBooks® Online.
The real-time Chase POS Merchant Portal dashboards provide data on inventory, keeping track of popular and unpopular items, and pricing. This allows users to have historical data when it comes time to plan the next fiscal year while also providing the opportunity to predict sales patterns and manage cash flow.
How can the right payment system help your business grow?
Ultimately, a small business is only as strong as the systems used to run it. The right payment system gives business owners the time and opportunity to focus on customers and strategy. For Berger and Camp Canine, this means more time to focus on the important things, like growth.
“Chase has competitive pricing, which is really important for a small business, and that’s where it counts. I hope to keep growing,” Berger says. “I’m on my second store and want a couple more, and I want Chase to be there the entire time.”
Find out more about how Chase Canada can help your small business grow.
This sponsored post was supplied by Chase.
